- Mini and Micro live trading accounts can be insured (excluding IB accounts)

- The client can insure from 10% and up to 100% of the account's balance

- Minimum deposit to be insured is $500 or its equivalent to the account's currency. There is no limit of a maximum insured deposit

- The insurance is paid to the client when the insurance event has occurred and the client has met the trading volume requirements

- The insurance event occurs when the account balance reaches 10% of the insured amount

- The trading volume requirements depend on the size of the insured amount. The client has 365 days from the insurance registration date to meet the requirements

- In case the client hasn't completed 100% of the required trading volume, he/she will receive the partial payment in accordance with the following terms:

• 30% of the insured amount - if the client has completed more than 50% of the required volume
• 40% of the insured amount - if the client has completed more than 70% of the required volume
• 50% of the insured amount - if the client has completed more than 90% of the required volume

- If the trading volume requirements at the moment of the insurance event are met, the client should send a request by pressing the “Apply for the insurance payments” button inside Trader’s Cabinet. The insurance payments to be credited to the client’s trading account during 5 business days after the compliance of the Program requirements is verified

- All positions on the trading account should be closed at the moment of request of the insurance payments

- The spreads on the insured trading accounts are increased on 1 point

- The commission for trading precious metals on the insured trading account stands at $10 per standard lot

- In order to refuse the Insurance Program, the client should press the “Refuse Insurance” button in Trader’s Cabinet

- The client can make withdrawals and internal transfers from the insured trading account, but the account's balance should not be less than the insured amount size after the transaction

- The client can increase the insurance size after making a new deposit to the insured trading account. The new volume of the insurance cannot be less than the previous one

- In order to change the insurance amount the client should press the “Update Insurance” button in Trader’s Cabinet

- FXCL reserves the right, at its sole discretion, to amend and/or delete and/or completely terminate the terms of the Insurance Program.